Health Plan
PAYMENT POLICY
Medical services are provided and billed by Medical Clinic. Our providers participate in most all of the major health insurance plans in the region. Following are the health plans which we currently accept.
If your plan is not listed, we will be unable to file a claim on your behalf.
Please be aware that with any health plans, there may be deductibles and copayments for which you could be responsible.
HEALTH PLANS
QUESTIONS ABOUT YOUR BILL
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Aetna
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AmeriHealth
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Anthem BCBS
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Beachstreet
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Blue Cross of New Jersey
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Blue cross/ Blue Shield Omnia - Tier 2
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Cigna
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CHN (Community Healthcare Network)
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Clover Medicare
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Devon
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Highmark Blue Shield Traditional
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Horizon Bluecross/Blueshield HMO/PPO/EPO
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Horizon NJ Direct
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Horizon Blue Cross Blue Shield
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Magnacare
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Medicare/ RR Medicare
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Medicare Advantage PPO
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Multiplan/PHCS
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Oscar
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Qualcare
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Stratos
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Three River Provider Network
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Tricare
*** WE DO NOT PARTICIPATE IN ANY MEDICAID OR QUALIFIED MEDICARE BENEFICIARY SAVINGS PLANS
PLEASE CALL YOUR INSURANCE TO VERIFY THAT WE ARE IN NETWORK WITH YOUR INSURANCE PROVIDER.
What billing or insurance information will I receive?
You will receive a copy of your bill. After your insurance has paid, we'll provide you with a monthly statement of your account.
How long will it take to get things settled with the insurance company?
Generally, it takes from 45 to 60 days to obtain payment from an insurance carrier.
Why am I getting bills from physicians?
Each physician who provides professional services will send you a separate bill from his or her office. These physicians will include:
- your own physician
- other physicians who conducted tests and procedures
- consulting physicians chosen by your primary physician to read and interpret test results.
These physicians may include specialists in anesthesiology, cardiology, emergency medicine, nuclear medicine, pathology, radiology, or urodynamics. You will be responsible for paying these bills as well.
I received a notice that my insurance company has paid on my bill -- but I can't understand how they calculated their payment amount. Do you know?
If we have received any such information from your insurance company, we'll be glad to share it with you. However, for answers to any questions about insurance payments, deductibles, or co-payments, you generally need to check with your insurance company.
Healthcare financing for you and your family.
There's CareCredit For That™
CareCredit is different from a regular credit card.
Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards.
Pay for health, and wellness care at over 200,000 enrolled providers across the nation. Once you've applied, you can use it again and again at any location that accepts CareCredit.
With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.*
CareCredit also extends longer term healthcare financing for 24, 36, 48 or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $2,500 or more qualify for the 60-month offer with a 16.9% APR (24, 36 and 48 financing terms are for purchases of $1,000 or more with a 14.9% APR).**
